I once told a rather large group of women to have their first budget meeting with their spouse naked. In retrospect, it might have been slightly out of place; however, there’s no doubt that budget meetings can be incredibly awkward.
It’s like learning to dance or other ... ahem ... marital activities. The first few times, it’s awkward, uncomfortable, has an assortment of unmet expectations, and you’re not sure who’s doing what and when or why.
I can promise you that, like with any skill, the more you have budget meetings with your spouse, the better they will get. Practice makes perfect, you know? Your communication will improve, the division of labor will clarify, and your goals will unify. But if you’re new to budgeting, here are a few of my favorite tips (all of which involve remaining clothed) to improve your budget meetings.