Maybe you’re a little like me? The new year’s resolutions you tore in 2014 with have washed away with the melted snow.
February is the perfect month to revisit your money goals, even if you’ve fallen off the wagon, so to speak. One of the best ways to do that is by considering those monthly utility bills that might seem like a “fixed” expense. The amount you spend might be a little more debatable than you realize.
I certainly wouldn’t advise you to function without a phone. While we live frugally, I’m not a prairie girl, and I want to have a way for the school to contact me in case one of the princesses breaks an arm. You might consider eliminating a landline if you haven’t already.
You also might want to scale back your cellphone plan. I do not have a smartphone plan even though my job is conducted primarily online. I do have an old iPhone that was given to me that I am able to use anywhere there is WiFi (which is becoming frequently more available in plenty of locations). I also have a very old cell plan of only 450 minutes per month, no texting.