Queen of free: Don’t let extra money cost you

It’s a blessing indeed to have cash that you didn’t anticipate find its way to you.

Whether it’s a bonus, a tax refund, a gift or inheritance, you feel giddy at the mere mention of dollars and cents you didn’t expect to have in your pocket. And it might even begin to burn a hole in your pocket before you get your paws on it.

Hold up! Wait!

You’ve got to do some thinking before that extra dough-re-mi actually ends up costing you in the long run.

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