Queen of free: Try not to spend refund in one place

It’s been said, “Only two things are certain in this life — death and taxes.” True, no matter how much we tend to avoid thinking about it, the tax man cometh every April.

If you’re either intentional or lucky enough, you might also have the certainty of receiving a tax refund this spring.

But what should you do with unexpected funds? How can you protect yourself from blowing through it faster than bubbles through a wand in the hand of a toddler on a spring day?

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