Want to kick debt in the teeth in 2014? Want to radically change the way you handle money? Want to come in on budget, quit overspending and save a few bucks, too?
Each and every time a money-saving lord or lady asks me how they can best do all of the above, my answer is one word, nay one syllable: Cash.
That’s right, spending cash only is the absolute best way to save, quit overspending, come in on budget and alter the way you handle money. But if you have grown accustomed to our very plastic society, the shift might seem archaic or even too difficult.